TRICARE is the health care program for active-duty service members, retirees, and their families, managed by the Defense Health Agency. Coverage and network rules depend on which TRICARE plan you're enrolled in and where you're stationed or living.
TRICARE Prime is an HMO-style plan that generally requires a Primary Care Manager and referrals for specialty care; TRICARE Select is a PPO-style, self-referral option with higher cost-shares. Regional contractors administer network directories and can differ by region, so always verify network status directly.
TRICARE Prime usually requires a referral from your Primary Care Manager. TRICARE Select allows self-referral to specialists, at a higher cost-share.
You can see any TRICARE-authorized provider, but staying in-network keeps your out-of-pocket costs lowest.
A Medicare-wraparound plan for retirees and family members who are eligible for both Medicare and TRICARE.
Independent informational directory. Find A Doctor Hub is not affiliated with TRICARE. Insurance participation and plan networks change frequently — always confirm coverage directly with the provider and your insurance plan before booking.